0065200760
Dear Sir/Ma'am,

Per your consent to email, attached is documentation regarding your
account. Please keep this documentation for your records.


Thank you,
Unifin Management team,
Unifin, Inc.
PO Box 1608
Skokie, IL. 60076

www.unifininc.com
Ph: 888-572-3987
Fax: 847-897-3158
info@unifininc.com

www.unifininc.com
Hours of operations:
Monday-Thursday 8AM-7PM CST, Friday 8AM-5PM CST


This communication is from a debt collector. Any information obtained
will be used for that purpose.


Confidentiality Note:
This email and any attached files are intended only for the use of the
individual or entity named above and may contain information that is
confidential and privileged. If you are not the intended recipient,
you are hereby notified that any dissemination, distribution or
copying of this e-mail is strictly prohibited. If you have received
this e-mail in error, please notify us immediately by return email and
delete the material from any computer.

Notice to California Residents:
The state Rosenthal Fair Debt
Collection Practices Act and the federal Fair Debt Collection
Practices Act require that, except under unusual circumstances,
collectors may not contact you before 8 a.m. or after 9 p.m. They may
not harass you by using
threats of violence or arrest or by
using obscene language. Collectors may not use false or misleading
statements or call you at work if they know or have reason to know
that you may not receive personal calls at work. For the most part,
collectors may not tell another person, other than your attorney or
spouse, about your debt. Collectors may contact another person to
confirm your location or enforce a judgment. For more information
about debt collection activities, you may contact the Federal Trade
Commission at 1-877-FTC-HELP or www.ftc.gov.
California debt collector license
number: 10145-99.
You may request records showing the
following: (1) that the current creditor has the right to seek
collection of the debt; (2) the debt balance, including an
explanation of any interest charges and additional fees; (3) the date
of default or the date of the last payment; (4) the name of the
charge-off creditor and the account number associated with the debt;
(5)the name and last known address of the debtor as it appeared in
the charge-off creditor's or debt buyer's records prior to the sale
of the debt, as appropriate; and (6)the names of all persons or
entities that have purchased the debt. You may also request from us a
copy of the contract or other document evidencing your agreement to
the debt.
A request for these records may be
addressed to: P.O. Box 1608, Skokie, IL. 60076

Notice to Colorado Residents:
A consumer has the right to request
in writing that a debt collector or collection agency cease further
communication with the consumer. A written request to cease
communication will not prohibit the debt collector or collection
agency from taking any other action authorized by law to collect the
debt. FOR INFORMATION ABOUT THE COLORADO FAIR DEBT COLLECTION
PRACTICES ACT, SEE
HTTPS://COAG.GOV/OFFICE-SECTIONS/CONSUMER-PROTECTION/CONSUMER-CREDIT-UNIT/
COLLECTION-AGENCY-REGULATION/.
Our in-state resident office is:
7200 S. Alton Way, Suite B180, Centennial, CO 80112

The in-state resident telephone
number is 303-309-3839
Colorado law prohibits credit
bureaus from reporting medical debt or factoring medical debt into a
credit score unless the consumer report is to be used in connection
with a credit transaction that involves, or that may reasonably be
expected to involve, a principal amount that exceeds the national
conforming loan limit value for a one-unit property as determined by
the federal housing finance authority.

Notice to DC Residents:
If your debt has not been reduced to
a judgment by a court, you have the right to request the following
information concerning your debt:

(1) The name of the original
creditor, and the name of any other owners of your debt, including
the current owner;
(2) Your last account number with
the original creditor;
(3) A copy of the signed contract,
application, or other documents which show your obligations;
(4) The date your debt was incurred;
(5) The date of your last payment,
if applicable; and
(6) An itemized accounting of the
alleged debt, including the amount of any principal interest, fees,
or charges, and whether the charges were imposed by the original
creditor, a debt collector, or other owner of the debt. For credit
card or revolving credit accounts, the itemized accounting is
measured from the charge-off balance.

If your debt has been reduced to a
judgment by a court, you have a right to a copy of the judgment,
documentation establishing that the debt collector is the owner of
the judgment, and an itemized accounting of the current balance due
on the judgment.

You may request the above
information by contacting us by phone, mail, or email at the
following:

Address: PO BOX 1608, Skokie, IL
60076-1608
Phone: (888) 572-3987
E-mail Address:
myaccount@unifininc.com

You might have income or resources
that are protected from being taken by debt collectors. These might
include certain sources of income, funds, or property, including, but
not limited to, Social Security, Supplemental Security Income (SSI),
disability or unemployment benefits, veteran's benefits, or child
support payments. If you believe your property or income may be
protected, you may wish to seek legal advice, including at a legal
services provider or legal aid office, before paying this debt.

Notice to Massachusetts Residents:
NOTICE OF IMPORTANT RIGHTS: YOU HAVE
THE RIGHT TO MAKE A WRITTEN OR ORAL REQUEST THAT TELEPHONE CALLS
REGARDING YOUR DEBT NOT BE MADE TO YOU AT YOUR PLACE OF EMPLOYMENT.
ANY SUCH ORAL REQUEST WILL BE VALID FOR ONLY TEN DAYS UNLESS YOU
PROVIDE WRITTEN CONFIRMATION OF THE REQUEST POSTMARKED OR DELIVERED
WITHIN SEVEN DAYS OF SUCH REQUEST. YOU MAY TERMINATE THIS REQUEST BY
WRITING TO THE CREDITOR.

If the debtor, or any attorney for
the debtor, notifies the creditor in writing within the 30-day period
described in 940 CMR 7.08(1), that the debt, or any portion thereof,
is disputed, the creditor shall cease collection of the debt, or any
disputed portion thereof, until the creditor verifies the debt and
provides the debtor, or any attorney of the debtor, by first class
mail, the following materials:

(a) All documents, including
electronic records or images, which bear the signature of the debtor
and which concern the debt being collected;
(b) A ledger, account card, account
statement copy, or similar record, whether paper or electronic, which
reflects the date and amount of payments, credits, balances, and
charges concerning the debt, including but not limited to interest,
fees, charges or expenses incidental to the principal obligation
which the creditor is expressly authorized to collect by the
agreement creating the debt or permitted to collect by law;
(c) The name and address of the
original creditor, if different from the collecting creditor; and
(d) A copy of any judgment against
the debtor.

Notice to Minnesota Residents:
This collection agency is licensed
by the Minnesota Department of Commerce.

Notice to North Carolina Residents:
This collection agency is licensed
by the North Carolina Department of Insurance, Company # 119505355
5996 W Touhy Ave., Ste 2000 Niles,
IL 60714



Notice to New York Residents:
Buffalo Permit #: CAG12-10024244
Yonkers Permit #: 9805

Debt collectors, in accordance with
the Fair Debt Collection Practices Act, 15 U.S.C. § 1692 et seq.,
are prohibited from engaging in abusive, deceptive, and unfair debt
collection efforts, including but not limited to: (i) the use or
threat of violence; (ii) the use of obscene or profane language; and
(iii) repeated phone calls made with the intent to annoy, abuse, or
harass.

If a creditor or debt collector
receives a money judgment against you in court, state and federal
laws may prevent the following types of income from being taken to
pay the debt: 1. Supplemental security income, (SSI) 2. Social
Security; 3. Public assistance (welfare); 4. Spousal support,
maintenance (alimony) or child support; 5. Unemployment benefits; 6.
Disability benefits; 7. Worker's compensation benefits; 8. Public or
private pensions; 9. Veteran's benefits; 10. Federal student loans,
federal student grants, and federal work study funds; and 11. Ninety
percent of your wages or salary earned in the last 60 days.

Please note, you can request a copy
of this letter in a larger print format by calling us at
888-572-3987.

Please contact us to confirm your
preferred language for future communications. All communications are
in English with the following exception: Spanish-speaking agents are
available by phone upon request and other telephone translations may
be available through WorldWide Interpreters, a third party service
provider. Written communications may be available in Spanish upon
request. A translation and description of commonly-used debt
collection terms is available in multiple languages at
www.nyc.gov/dca.
New York City Department of Consumer
and Worker Protection License # 2058399-DCA

Notice to Washington Residents:
Address licensed to do business:
5996 W. Touhy Ave. Ste 2000, Niles, IL 60714

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Written by José Vizcarra
on Tuesday, June 16, 2026 at 1:14 PM.

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